Life Insurance

Every couple of weeks, my husband tells me that he would like to take out a life insurance policy on me. Every time I consider it, I get a People Magazine in the mail with an article about how a woman is murdered shortly after a life insurance policy was purchased and the husband is in custody. Hmmmm. What's a girl to do? I can see his argument-- who would take care of the kids, he'd be depressed, yadda yadda yadda. But my logic is that if he didn't have me-- the family would be spending less money on other stuff! I wouldn't be buying expensive jeans or new computers or books... I think that would be enough to pay for a nanny don't you think?